Last year, I found myself struggling to pay my monthly bills due to my husband?s job loss and medical bills for our daughter that we had not expected. I was worried about falling behind because I knew it would result in late fees that I also would not be able to pay. I was hesitant about taking out a loan and getting in more debt in order to avoid the debt I was already facing. However, a friend of mine suggested that I look into getting a personal loan or a foreigner loan through a lender in my area.
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I began researching moneylenders in Singapore and found there were many to choose from. I wanted a company that I felt confident would provide me with great customer service and had many years of experience in the field, so I ended up choosing Alles Auto Credit Pte Ltd. for my needs. They are the largest licensed moneylender in Singapore, and I loved that I could apply online but still had the option of going into their office if there was something I wanted to discuss in person.
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On their website, you can find out all about the personal and foreigner loans they offer. After researching both, I saw that the foreigner loan would be the best option for me. In order to be eligible for a foreigner loan, you have to be at least 21 years old and be employed and living in Singapore. If you meet these requirements, you?ll want to get together several documents before you submit your application. They?ll need proof of your salary for the last three months, a tenancy agreement, employment pass, valid passport, company?s letter of appointment, income bank statements, and a proof of residence.
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For my loan, I got all of these documents together and went into the office. I knew I could easily apply online, but having someone to talk to face-to-face about my situation simply made me more comfortable. The representative I worked with was knowledgeable, helpful, and extremely friendly. I felt completely confident in the decision I made, which was important to me. She also informed me that their online application is completely secure, so if I wanted to apply for another loan online in the future, or encourage a friend of mine to apply online, I could feel confident that my information would never be shared and the IP address is recorded.
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My foreigner loan helped me get through a difficult financial time with no hassle ? there were no hidden fees and I was able to pay off all my bills as necessary. I would highly recommend getting a personal or foreigner loan if your need calls for it.
Source: http://highereducationpromotion.eu/finding-the-right-personal-loan-has-never-been-easier/
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